Eliminate Credit Cards Debt

The price of fuel is so exorbitant nowadays. We have to save for our living. Everything seemed to cost an arm and a leg these days.

How to save money in this inflation world? I think we should change our lifestyle. Changing a lifestyle is not an easy task. It takes time and we need to have patient. So, don’t always pamper ourselves with those expensive food or branded things.

Last week, my hubby had applied for the Giant, Citibank credit card at Giant Hypermarket. I do agree to apply for this new card because we need to buy our stuff and the needy to our dear son, Nelson’s milk powder and pampers every month. Soon, they had approved my hubby’s credit card application. The processing of a new card approval is so fast nowadays. You can own a new card in only a week times. You can get a rebate of 2% for all the purchase in Giant.

According to the advertisement in the newspaper, we are entitled to get a RM 50 Giant voucher one the card is approved. But, we failed to get it because that RM 50 voucher is only for those who apply online or by SMS. It is so ridiculous, right? I think this is a way the bank try to attract customer to apply their credit cards.

In this case, I felt cheated. Using credit cards is actually good for those who are running a business. According to a survey, many youngster now had own credit cards. They have ended up facing bankruptcy because are unwilling to pay back their debts. If they doesn’t wish to be bankruptcy, the probably need some help from debt elimination department which can help them to eliminate debt. By this way, hopefully it will eliminating debt for them.